Trump says he is treated very badly by the IRS, a claim that he's made before. Adds that he would love to release his tax returns, but that they are still under audit.
Back to Trump. "No, I don't owe Russia money," says the president, pressed on who he owes. He argues that he only owes a "very small amount of money".
Biden lays out a plan to set up a study group to assess how policing can change. "Most cops don't like bad cops," he says, arguing that 'good cops' are often intimidated into staying silent. "You have to teach people how to deescalate circumstances," he adds, listing various measures that could be taken to improve policing. He rules out defunding.
Biden is pressed on whether he still believes that more police leads to less crime. He stands by it, but clarifies that it only holds true so long as the police officers are part of community policing, rather than "jump squads".
Biden is asked by a voter about a crime bill he previously supported that was prejudiced against minorities. He explains that times have changed, but argues that he's consistently pushed for more inclusive acts, such as ending jail time for drug use.
Switching back to Biden's event, it's striking how different the tone is.
The president is asked if his stance on masks has changed, following his own COVID-19 diagnosis. He claims he's always been good with masks, but insists there is contention around the topic. The moderator challenges this.
A voter and frontline healthcare worker asks Trump how he intends to get the United States "back on track". The president says GDP is going "through the roof". "It's coming back and it's coming back very fast," Trump claims, adding that his administration has massively funded hospitals and expects a V-shaped recovery.
Trump is asked by a voter why he didn't act more conclusively at the start of the COVID-19 pandemic, despite knowing the dangers of the virus, as revealed in interviews with Bob Woodward. "Dr Fauci says I saved thousands and thousands of lives," Trump answers, claiming that he went against the grain in implementing a travel ban early.
Trump is asked if he will accept the result of the election, but refuses to answer outright. Instead, he makes several claims about widespread mail-in ballot fraud - which are yet to be proven.
"You're the president. You're not like somebody's crazy uncle," moderator Savannah Guthrie tells President Trump, in response to his claim that his retweets are not his own opinions.
Trump refuses to denounce QAnon, the conspiracy theory. "I just don't know about QAnon," he says, adding that all he's heard is that the believers stand strongly against paedophilia.
"I denounce white supremacy," says Trump, arguing that Joe Biden was never asked to denounce ANTIFA. "Here we go again," he says, claiming that he has always denounced white supremacy.
Asked whether he supports herd immunity, Trump diverts, saying: "It happened because of China." The president continues by comparing the U.S. death rates to the numbers originally predicted - if no action whatsoever was taken.
"We've done an amazing job," says President Trump, as he argues about the data on COVID-19.
Trump is pushed on his lacklustre approach to the virus, as Biden makes a strong attack in his own event: "What's he doing? Nothing."
Immediately, COVID-19 takes centre stage here as Joe Biden is asked how his administration would handle the pandemic response differently. Unsurprisingly, Biden is prepared and gives a chronological account of the Trump administration's struggle with the virus, highlighting where he thinks the president himself pushed the country in the wrong direction.
We're off. You can find minute-by-minute updates here on The Locus.