And that's all. Thanks for following along right here on The Locus. Have a good night.
Mr Biden says he will be a president for all Americans, whether they voted for him or not. He says his administration will choose hope over fear and science over fiction. He adds that this election is about making sure the country has decency, honour and respect.
"Success is going to bring us together," says Mr Trump, saying Mr Biden wants to raise taxes.
Each candidate is asked to imagine this is their inauguration day, and address those who didn't vote for them.
Mr Biden says he will phase out the oil industry. Mr Trump draws great attention to this statement.
Mr Trump quickly brings up fracking, a sensitive topic for Mr Biden. Mr Biden says he has never supported a ban on fracking.
The pair argue about windmills.
The president says Mr Biden wants to take buildings down and turn big windows into small windows. Ideally, he adds, they would have no windows at all. Mr Biden laughs. "I don't know where he comes from," he says.
Mr Biden says Wall Street believes his plan will create more jobs and stimulate greater economic growth than the president's.
Mr Biden says climate change is an existential threat to humanity. "Four more years of this man eliminating all of the regulations that were put in by us to clean up the climate [...] will put us in real trouble," Mr Biden says. He says his climate plan will create millions of new jobs whilst still protecting the climate.
On climate change, Mr Trump says the U.S. have the lowest number in carbon emissions in 35 years. "Look at China - how filthy it is. Look at Russia. Look at India. It's filthy," says the president, accusing other countries of worsening climate change. "I will not sacrifice tens of millions of jobs [...] because of the Paris Accord," he adds.
Mr Trump again accuses Mr Biden of being "all talk", asking him why he didn't do these things earlier. Mr Biden says he got a lot of it done, but blames a Republican congress. "You gotta talk them into it, Joe," says the president.
Mr Biden, prompted to explain his position, says nobody should be sent to jail for drug use. "They should not be going to jail [...] They should be going into treatment," says Mr Biden.
"You have done nothing," says the president, then noting the crime bill. "Oh god," says Mr Biden.
"I am the least racist person in this room," says the president. Mr Biden points to Mr Trump, "Abraham Lincoln here," accusing him of pouring fuel on every fire of racial inequality.
Trump repeatedly says "The laptop from hell", referencing the laptop that allegedly belonged to Hunter Biden and contained private emails that, according to a controversial New York Post article, demonstrate corruption in the Biden family. Mr Biden is quick to point out that several former intelligence officers have called the story a Russian hoax.
Mr Biden speaks directly to the American people, urging them to consider the president's character.
Mr Biden lays out a plan to improve the situation in America, but Mr Trump again asks why nothing was done during the Obama Administration.
Mr Biden is quick to turn the spotlight back onto Trump, discussing the president's record and previous comments on racial inequality.
Mr Trump, again, says that he's done more for African American people than any other president, with only the "posible exception" of Abraham Lincoln. He cites the 1994 crime bill that Mr Biden signed, which has been criticsed of racial inequality.
Mr Biden makes it clear that it's a problem he has, fortunately, not had to deal with. "There is institutional racism in America," he says. He addresses various areas that need to be improved.
The next topic is race. The moderator refers to 'the talk', which people of colour are forced to give their children, warning them that they may be targeted unfairly by the police. Joe Biden takes the stage first.
"You don't know the law, Joe," says the president.
Mr Trump repeatedly pushes Mr Biden on "cages". He claims that, while Mr Biden as vice president, illegal immigrants were kept in cages. Mr Biden attempts to clarify that it was part of a larger scheme to provide hearings.
Mr Biden says he will provide a path to citizenship for illegal immigrants - including Dreamers, people who were brought to the U.S. illegally as children.
Mr Trump attempts to divert, but Biden is aggressively staying on-topic. Mr Trump resigns to simply assuring voters that the children are kept in good facilities, despite their parents being missing.
"These [...] kids came with parents," Mr Biden says, "They got separated from their parents."
On immigration, Mr Trump dodges a question about his administration separating children from their parents at the border.
The candidates clash over raising the minimum wage. Mr Biden intends to raise it and make the minimum wage a living wage. Mr Trump says it will put small businesses out of business. "There is no evidnece that when you raise the minimum wage, businesses go out of business," Mr Biden says.
Mr Biden says he may be a Democrat, but he will be a president of the United States of America, doing away with divisive partisanship.
Moderator Kristen Welker asks the president why he has not approved the most recent relief package for coronavirus. He accuses Nancy Pelosi, speaker of the United States House of Representatives. He adds that the money was intended to bail out Democratic states.
"If he's elected, the stock market will crash," says Mr Trump. Mr Biden retorts, saying that's the president's only measure of the economy. He adds that the average American doesn't live off the stock market.
"He's a very confused guy," Mr Biden says of the president, who has repeatedly mentioned Bernie Sanders.
"People deserve to have affordable healthcare. Period," says Mr Biden. He says he wants to lower premiums, and accuses the president of inaction.
"He was there for 47 years. He didn't do it," says Mr Trump. Mr Biden chuckles. The president continues, accusing Kamala Harris of being more liberal than Bernie Sanders. He repeats that Mr Biden wants socialised medicine.
"Everybody should have the right to have affordable healthcare," Mr Biden says.
Mr Biden's attack on healthcare is strong.
In response, Mr Biden lays out his healthcare plan in four steps, countering Mr Trump's accusations. "There's no way he can protect pre-exisiting conditions," Mr Biden says.
Mr Trump says Mr Biden wants to push through socialised healthcare.
Mr Trump says the Affordable Care Act, also known as Obamacare, is "no good". He says he wants to do a "much better healthcare" that will still protect those with pre-existing conditions.